Calculator
SIP Calculator
Estimate what a monthly SIP, a one-time lumpsum, or a step-up SIP could grow to, and work out the monthly amount needed to reach a goal like one crore.
₹
Expected return per year12%
Indian equity funds have historically returned roughly 11% to 13% over long periods
Time period15 years
Total value
₹50.46 lakh
You invest
₹18.00 lakh
Estimated returns
₹32.46 lakh
How it is worked out:
Future value = Monthly x [ ((1 + i)^N - 1) / i ] x (1 + i)
Of the ₹50.46 lakh total, ₹18.00 lakh is your own money and ₹32.46 lakh is growth. Time in the market does the heavy lifting.
| Measure | Amount |
|---|---|
| Amount invested | ₹18.00 lakh |
| Estimated returns | ₹32.46 lakh |
| Total value | ₹50.46 lakh |
This is an educational estimate using a constant return. Real mutual fund returns vary year to year and are not guaranteed. This is not investment advice.